Democratizing Real Estate Investment

The real estate investment industry is largely divided into markets for professionals and markets for individual investors, driven by disparities in capital, information, and professional networks. At Loadstar Group, we believe that by breaking down these barriers and enabling individual investors to access the professional market—in other words, by democratizing real estate investment—we can make real estate investment more accessible to individual investors and help the professional market evolve into a more flexible and resilient market that can better withstand market fluctuations.

A Unique Platform That Combines Real Estate and Technology

With the goal of democratizing real estate investment, the Loadstar Group offers two asset management services—the crowdfunding platform “OwnersBook” and the digital securities platform “OwnersBook+”—providing individual investors with real estate investment opportunities typically reserved for professionals.

Real Estate Crowdfunding “OwnersBook”

“OwnersBook” is a crowdfunding investment service operated by Loadstar Investments K.K., a member of the Loadstar Group. Crowdfunding is a system for raising funds from a large number of people online.

 

■Types of Product

“OwnersBook" offers two types of investment products: Loan-type and Equity-type.

:Loan type:
In the loan-type product, we raise funds from individual investors through crowdfunding, and provide loans, mainly using real estate as collateral, to companies that want to borrow money. The average yield is around 3% to 5% (annualized rate).

(Image of the Loan-type product)

 

:Equity type:
As for the equity-type product, we collect funds from investors through crowdfunding and acquire real estate trust beneficial interests or equity interests through a special purpose company (SPC). The dividend source for investors will be rental income and gain or loss on sale of the real estate. The first project we conducted in Japan achieved IRR (internal rate of return) of more than 22%.

(Image of the Equity-type product)

Real Estate Digital Securities (ST) “OwnersBook+”

“OwnersBook+” is a digital securities (security token) investment service operated by Loadstar Securities K.K., a member of the Loadstar Group, which launched in full scale in July 2026.
Real estate digital securities are a system in which securities backed by real estate are digitized using blockchain technology and offered through a Type I Financial Instruments Business Operator (securities firm).
While real estate digital securities share similarities with crowdfunding in terms of enabling small-scale real estate investments, they also offer new possibilities for the real estate investment market. This is because they allow for the sale of shares during the investment period, making it possible to include assets with long investment horizons, and—depending on the structure—may offer favorable tax treatment for individual investors.

 

Since digital securities have different product characteristics, tax treatments, and investment horizons compared to crowdfunding, the Loadstar Group is strengthening and expanding both services to provide options that meet the diverse investment needs of individual investors.

 

■ Details

More specific information regarding the regulations, mechanisms, and market environment surrounding digital securities is explained on the “Loadstar Group Features and Frequently Asked Questions (FAQ)” page.
→ Click here for FAQs related to security tokens